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Don't consolidate your debt, negotiate your debt. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. We guarantee results or you pay us nothing. We offer you a viable alternative to bankruptcy and expensive consolidation loans. let us intervene and negotiate reduction of your business debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Our proven track record in the past eight years has been 50% to 90% reductions. Don't consolidate your debt, negotiate your debt. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. 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